MetLife Annuity Login for Advisors / Customer
People living on fixed income need to plan well for their retirement life so they don’t have to suffer from financial crunch. MetLife offers investment product to help them with this. Here we will discuss on MetLife Annuity login for advisor and customer. MetLife annuity is a long-term investment product specially designed for this. The annuitant receives fixed amount of payment for the life period.
Types of Annuity
MetLife offers various investment options for to meet their goals. Different types of annuities are fixed annuities, variable annuities. For the Fixed Annuities, the payment you will receive is predictable. There is a fixed rate of return. If necessity arises, you can also withdraw amount. There is less risk associated with fixed type of annuity. For variable annuity, you get more return and it depends on the market variation. The risk factor is also more for variable annuity. You can manage your account by MetLife annuities online login.
Is fixed annuity is right choice or variable annuity is right choice for you?
In case of fixed annuity, your principal is safe and you can predict future income. There is a guaranteed return, so if you need income that you cannot outlive, then fixed annuity is right choice for you. If you are investing for good return and are not afraid of varying market and ready to run some risk, then you can go for variable annuity. Customer can access online account through MetLife annuities sign in.
Differed annuities have two phases: Investment phase and income phase.The annuitant saves and invests regularly and the money accumulates. The accumulated money is converted to the regular income for the life time during income phase. Deferred annuities can be either fixed or variable. The annuity owner gets stable and fixed return for the fixed annuity. The money is protected from the market volatility. There is guaranteed interest rate and it also offers access to the money in time of need. In case of variable annuity, the flexibility is more and larger return is offered.
There are different deferred annuity products offered from MetLife such as the Preference Flex Select Deferred Fixed annuity and the Preference plus Select Deferred Variable Annuity.
Immediate Annuities from MetLife
Immediate annuities are very helpful to the individuals who have just retired or nearing retirement and needs to plan for regular income. As the name suggests the pay-outs starts in a short time or you can say immediately after the product is purchased. Usually you have to make single payment for such type of annuity. The money you invest is converted to an income stream for fixed number of years. The annuity also has an option of passing the payment to a beneficiary. Immediate annuities are also of two types fixed that offers a predictable stream of income, whereas variable offers investment flexibility and also has a chance of better return.
Benefits of MetLife Products
Income from the MetLife Income annuity is tax free.You get guaranteed income for a specified number of yearsor for the lifetime according to the plan chosen. There is also a Preference plus Income Advantage immediate variable annuity in which offers a choice of variable income payments or a combination of variable and fixed income payments both.
To make your future safe and live comfortably in your retirement age, you can consider investing in MetLife annuity and live happily.
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