Best 10 Low APR-Interest Credit Cards with No Annual Fee

Compare Low APR Credit Cards Offers

When you think of getting a credit card, you will consider APR to be paid and rewards programs associated with it. To select a credit card with low APR is very important becomes you have to pay interest on the balance according to the APR. Following given is a list of 10 best low APR-interest credit cards.

low apr credit card offers

1. Capital One® Platinum Prestige

Capital One® Platinum Prestige

The Capital One Platinum Prestige credit card is offered at 0% APR for first 15 months on both the balance transfer and purchases made. After that the APR will be 10.9%, 14.9%, or 18.9% according to the creditworthiness. If you make a late payment, then a penalty APR of 29.4% applies.

2. Slate® from Chase

Slate® from Chase

This credit card is offered at 0% introductory APR on the purchases made for the first 15 months and on balance transfer for 60 days. Then after, standard APR of 12.99%, 17.99%, or 22.99% is to be paid according to the credit.

3. Discover it

Discover it

Discover it card is offered at 0% APR on balance transfer as well as purchases made for first 14 months. After the introductory period, the APR ranges between 10.99% to 22.99% according to the creditworthiness. and fluctuations in the prime rate. No penalty APR is to be paid.

4. Barclaycard Ring MasterCard

Barclaycard Ring MasterCard

The Barclaycard Ring MasterCard is offered at a flat 8% APR which is very low compare to other cards. There is also a social community and a profit-sharing program associated with it thatlets you earn money on referrals, card use and payments made on-time.

5. Citi® Diamond Preferred®

Citi® Diamond Preferred®

The Citi Diamond Preferred card is offers at the 0% APR for 18 months as anintroductory. There after standard APR of 11.99%, 16.99%, or 21.99% is to be paid.

6. U.S. Bank Visa® Platinum

U.S. Bank Visa® Platinum

This credit card offered by U. S. bank is provided at 0% introductory APR for first 12 billing cycles. Thereafter, standard APR between 9.99% to 23.99% is applied. There is no penalty APR.

7. BankAmericard® Better Balance Rewards™

BankAmericard® Better Balance Rewards™

This credit card comes with APR of 0% for 12 months introductory period on balance transfer and purchases. Then after, APR is between 11.99% and 21.99% charged according to your creditworthiness. There is a penalty APR of 29.99% applied on late payment.

8. Chase Freedom

Chase Freedom

The Chase Freedom features 0% introductory period of 15 months. After the introductory period, APR between 13.99% and 22.99% applies according to creditworthiness. On late payment, a penalty APR of 29.99% is applied.

9. PenFed Promise Visa

PenFed Promise Visa

This credit card is issued by Pentagon Federal Credit Union and offered at the one of the lowest APRs of 7.49% on purchases for the first 36 months and 4.99% APR on balance transfer. No penalty fee charged.

10. Citi Simplicity® Card

Citi Simplicity® Card

This credit card from Citibank is offered at 0% APR on purchases and balance transfer for 18 months. After the introductory period, APR charged will be in the range 12.99%-22.99% based on your credit score. There is no penalty charged for late payment or any increase in interest rate if you miss a payment due date.

If you are considering to apply for a credit card, go through the above mentioned list, choose one with the low APR and fluctuation and enjoy all the benefits.